5. Get Your Money in Order
合理安排你的資金

Once out of college, your financial picture will probably change. Maybe you have student loans and other debt to deal with, no more support from your parents, and income that you have to budget. By the way, recent (and current) students can expect some unique breaks from the tax man. Keep this in mind when April 15 rolls around again and you can get some financial relief. Also, even though retirement might seem like a distant, vague event, now’s the best time to start investing for your retirement, even if you can put just a little aside.
一旦你從大學畢業，你的財務狀況可能會發生改變。或許你要處理你的助學貸款以及其他債務，你的父母也不再在資金上支援你，你就必須對你的收入做好預算。剛畢業的（和在校的）學生都可以享受一些特殊的稅收優惠政策。要記住，4月15日以后，你的財務狀況會稍微寬松一些。另外，雖然退休還是很遙遠的事情，但現在是你開始為退休進行投資的最佳時間，就算目前只能存一點點也是好的。